Debt
DEBT
Sorry to be dramatic, but we live in a society where companies try to normalise debt ("Credit' or 'Finance', they'll never call it debt, and make it quick and easy.
While credit can be useful, debt is borrowing from the future you. Making your future poorer.
If you have debt you can't afford, there are some useful contacts below (in no particular order).
If you find yourself constantly getting into debt, you may benefit from my financial coaching.
1. StepChange Debt Charity
National charity providing free debt advice, budgeting help and debt management plans across the UK. It’s widely recognised as one of the largest and most used debt advice services. CCICM+1
Contact Details
- Phone: 0800 138 1111 (freephone) GOV.UK
- Website: https://www.stepchange.org Wikipedia
- Services: Telephone, online advice, webchat and tailored debt solutions.
2. National Debtline
A UK charity offering free, independent and confidential debt advice by phone, online chat or digital tools. GOV.UK+1
Contact Details
- Phone: 0808 808 4000 (freephone) GOV.UK
- Online webchat: Available via their website. National Debtline
- Website: https://www.nationaldebtline.org National Debtline
- Services: Advice, budgeting support and debt management guidance.
3. Citizens Advice
A large UK charity network offering general advice including debt and money management. They provide telephone, webchat and in-person support. GOV.UK+1
Contact Details
- England phone: 0800 144 8848 GOV.UK
- Wales phone: 0800 702 2020 GOV.UK
- Scotland phone: 0800 028 1456 GOV.UK
- Website: https://www.citizensadvice.org.uk Wikipedia
- Services: Debt advice, budgeting, benefits guidance and local face-to-face help.
4. Debt Advice Foundation
A national debt advice and education charity offering free and impartial support to people worried about loans, credit and other debts. Debt Advice Foundation
Contact Details
- Helpline: 0800 043 40 50 (free) Debt Advice Foundation
- Website: https://www.debtadvicefoundation.org Debt Advice Foundation
- Services: Telephone advice, information on debt solutions and support options.
